529. North Harmony Lot

1.0 ACRE IN CHAUTAUQUA COUNTY, NEW YORK

 

Buy or hold

 

This property is located in a friendly, neighborly community in southern New York. The area has plenty of natural attractions nearby and is the perfect location for someone looking to live in the countryside.

“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” – Franklin D. Roosevelt, U.S. president

The property is fronted by W Hill Rd.

The lot is about 15 minutes to Jamestown and the North Harmony State Forest, and 5 minutes to Chautauqua Lake.

“Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.” – Andrew Carnegie, billionaire industrialist

The parcel is located within the Town of North Harmony and is zoned agricultural-residential, which allows for residential uses and modular homes, but not mobile homes.

CASH DISCOUNT PRICE $23,941 $15,999 + Closing Costs*

We accept payment via PayPal, wire transfer, ACH transfer, and Zelle.

*$495 for recording fees

SELLER FINANCING AVAILABLE

$1 down with a $495 processing fee and $299 per month for 60 months at 0% APR. No prepayment penalty. No credit checks.

HOLD PRICE $25

For $25 we can hold the property for you for 72 hours while you decide whether you want to purchase. If you buy the property, this will count toward the purchase price.

TITLE AND USE

What you can or cannot legally do on the land is controlled by the local government, not by us or any seller. Please contact the county, providing them with the parcel number, to confirm zoning, access, and available utilities.

 

Buy or hold

 

ABOUT NORTH HARMONY

According to the town’s website, “the Town of North Harmony strives for a:

  1. A friendly, neighborly community with high community involvement and spirit
  2. A rural, small town character
  3. A healthy and sustainable natural environment
  4. A watershed that supports and enhances the health of Chautauqua Lake”

The town has a population of 2,182 as of the 2020 census and is about 15 minutes from Jamestown, which has a Walmart and a hospital as well as numerous other stores.

LOT DETAILS
Assessor’s Parcel Number:
384.10-1-79.1
Approximate Elevation:1420 Ft
GPS Coordinates (approx.):
Please note that the GPS coordinates are approximate. They come from public assessor GIS data and are fairly accurate, but to find the exact boundaries of the property, it is best to hire a local surveyor.
Center: 42.095, -79.3816

42.0953,-79.3822
42.0951,-79.3811
42.0951,-79.3812
42.0951,-79.3812
42.0951,-79.3812
42.0950,-79.3812
42.0950,-79.3812
42.0950,-79.3811
42.0950,-79.3811
42.0950,-79.3811
42.0947,-79.3812
42.0949,-79.3822
Annual Taxes:$290
Zoning:Agricultural-Residential
Time Limit to Build:None as far as we are aware
Access:Improved Road
Power:There should be electricity poles along W Hill Rd, but electricity would need to be connected to the lot. Please contact National Grid for more information.
Water:A well would need to be installed.
Sewer:A septic system would need to be installed. Please note that a perc test has not been done.
Contacts:Town of North Harmony Code Enforcement: 716-789-3445 x 3

“Buy on the fringe and wait. Buy land near a growing city! Buy real estate when other people want to sell. Hold what you buy!” – John Jacob Astor, real estate and business mogul

FREQUENTLY ASKED QUESTIONS

How do I use the GPS coordinates to find the property in Google Maps?

Note: these are sample coordinates, please copy the GPS coordinates from this listing page.

Can I build a home on the lot? Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit.

Can I visit the property?  Of course! There is no need to make an appointment – please feel free to visit the property at any time. Please also note that we won’t be able to meet you at the lot.

Does the property have an address? No, since the property is a vacant parcel of land, it hasn’t been assigned an address. However, you can plug the approximate GPS coordinates into Google Maps in order to locate the property (as shown above).

Has a survey been done? No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor.

Can you park an RV on the property? We recommend that you contact the county to confirm, but, in most counties, RVs are only allowed on a temporary basis.

Are taxes up to date? We pay all tax bills as soon as we receive them, but you can always check with the County Treasurer to verify taxes have been paid.

Has a title search been done? We did commission a title search when we purchased the property and received a title insurance policy.

How does the closing process work? We try to keep the closing simple and straightforward. Please just send us the full name of everyone you would like on the deed, a mailing address and phone number, and whether you would like to purchase with cash or utilize owner financing. We will then send you an invoice for either the down payment plus the document fee or the cash discount price plus the document fee. We accept payment via Zelle, wire transfer or ACH transfer as well as PayPal for properties priced under $5000.

If you purchase with owner financing, we will then send the loan documents to you for your signature via docusign.

If you purchase with cash, we will then draft and record the deed transferring title to you. Once the deed is recorded, we will send you a copy for your records.

Do you work with a title company? Yes, we are always happy to work with the company of your choosing at buyer’s expense.

How does owner financing work? With owner financing, we will sign a land contract that gives you legal right to use the property; however, you won’t be able to pull any building permits during the loan term. Once the down payment and document fee are paid, we will send you a link to our third party loan servicing software, where you will make monthly payments for the length of the loan term. After the loan is paid in full, we will then transfer title to you.

What kind of deed will I receive? You will receive a special warranty deed, which means the seller is guaranteeing that the property wasn’t encumbered during the time of his/her ownership.

How many people can be included on the deed? You can have as many people listed on the deed as you would like.

Can the deed be made out to an LLC? Yes, the deed can be made out to an LLC or corporation.

Does the property come with mineral rights? We buy all of our properties assuming that we only have the surface rights. In order to determine whether a particular property has mineral rights, you will usually need to hire a title company to run a mineral rights search going all the way back to the original homestead.

“Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy.” – Marshall Field, entrepreneur

PROPERTY PHOTOS

FINAL NOTE

We completed an extensive due diligence process on this lot, but we recommend you do your own research as well. Take the time to get to know your new property before purchasing – it could remain in your family for generations!

“Buy land, they’re not making it anymore.” – Mark Twain, writer and humorist

 

Buy or hold

 

Our mission is to offer high quality properties at reasonable prices, provide maximum transparency and always strive to do the right thing.